1. 
   
   Jack decided to go sking with his buddy, Bob. So they loaded up Jack's minivan and headed north. After driving for a few hours, they got caught in a terrible blizzard. So they pulled into a nearby farm and asked the attractive lady who answered the door if they could spend the night.
   "I realize it's terrible weather out there and I have this huge house all to myself, but I'm recently widowed," she explained. "I'm afraid the neighbors will talk if I let you stay in my house."
   "Don't worry," Jack said. "We'll be happy to sleep in the barn. And if the weather breaks, we'll be gone at first light." The lady agreed, and the two men found their way to the barn and settled in for the night. Come morning, the weather had cleared, and they got on their way They enjoyed a great weekend of skiing.
   But about nine months later, Jack got an unexpected letter from an attorney. It took him a few minutes to figure it out, but he finally determined that it was from the attorney of that attractive widow he had met on the ski weekend .
   He dropped in on his friend Bob and asked, "Bob, do you remember that good-looking widow from the farm we stayed at on our ski holiday up north about 9 months ago?"
   "Yes, I do." Said Bob.
   "Did you, er, happen to getup in the middle of the night, go up to the house and pay her a visit?"
   "Well, um, yes!," Bob said, a little embarrassed about being found out, "I have to admit that I did."
   "And did you happen to give her my name instead of telling her your name?"
   Bob's face turned beet red and he said,
   "Yeah, look, I'm sorry, buddy. I'm afraid I did." "Why do you ask?"
   "She just died and left me everything."

A teacher told her young class to ask their parents For a family story with a moral at the end of it, and To return the next day to tell their stories. In the classroom the next day, Joe gave his example First, "My dad is a farmer and we have chickens. One Day we were taking lots of eggs to market in a basket On the front seat of the truck when we hit a big bump In the road; the basket fell off the seat and all the Eggs broke."

The moral of the story is not to put all Your eggs in one basket..

"Very good," said the teacher.

Next, Mary said, "We are farmers too. We had twenty Eggs waiting to hatch,but when they did we only got Ten chicks."

"The moral of this story is not to count Your chickens before they're hatched .."

"Very good ," said the teacher again, very pleased with The response so far.

Next it was Barney's turn to tell his story: "My dad Told me this story about my Aunt Karen…. Aunt Karen Was a flight engineer in the war and her plane got Hit. She had to bail out over enemy territory and all She had was a bottle of whiskey, a machine gun and a Machete."

"Go on," said the teacher, intrigued.

"Aunt Karen drank the whiskey on the way down to Prepare herself; then she landed right in the middle Of a hundred enemy soldiers. She killed seventy of Them with the machine gun until she ran out of Bullets. Then she killed twenty more with the machete Till the blade broke. And then she killed the last ten With her bare hands."

"Good heavens," said the horrified teacher, "What did Your father say was the moral of that frightening Story?"

The child said "Stay away from Aunt Karen when she's been Drinking."

The mobiles industry wants as many people as possible to enjoy the benefits of mobile telecommunications and encourages individuals to use their mobile phones in a responsible manner and to be considerate and aware of situations where using their mobile phone might annoy others.

1. When in doubt, always go out

When possible go outside or to another room to make your call if your call might disturb others. Also, features such as text messaging answering services, call diversion and vibration alert can be used to receive important calls without disturbing others.

2. If you can't turn it off, use silent mode

If you need to keep your phone on for important calls, then turn it to silent or vibrate mode. It's the ring of a mobile phone in inappropriate places and times such as at the tennis or in restaurants which annoys people the most.

3. When required turn your phone off and check it's off

There are some places where people should never talk on a mobile phone or send text messages and where the ringing of a mobile phone or message alert is considered highly unacceptable, such as: movies, stage shows, weddings, funerals, concerts, speeches, classrooms and lectures. In these cases, turn your phone off and remember to check it's off before you enter the venue. You can always check your voicemail, text messages or your answering service afterwards.

4. Keep your conversations private

People's sense of personal space varies in each situation. Making a call in a busy pub may be okay, but talking loudly in a confined space like a lift or on a train tends to infringe on others personal space. Be aware of where you are and who you are with and what others are doing before deciding to make or accept a call. In some situations it might be better to send a text message.

5. Speak softly

Mobile phones have very sensitive microphones that can pick even the softest voice, so there is no need to shout. If you are having trouble hearing the other caller, check that you have the volume on your phone set high enough.

6. You don't always have to answer- use your messaging service

It's a natural reflex to answer your phone if it rings, however, if you forget to put your phone on silent or vibrate mode and it rings at an inappropriate moment, send the call to voice mail or your answering service (usually by pressing the hang-up key).

7. Talk to the one you're with

If you receive a call during a conversation, send the call to your voicemail or answering service. Your first priority should be to the person you are with. However, if you are expecting an important call let the person you're with know before the call arrives and excuse yourself before accepting the call.

8. Don't send inappropriate messages

Messaging is a great way to communicate, but don't send offensive or threatening text, voice, picture or any other sort of message, because it is a criminal offence to use a mobile phone to menace or harass someone. Also receivers can save messages and easily identify you as the sender.

9. Respect others' privacy when using in-phone cameras

In-phone cameras shouldn't be used anywhere a normal camera would be considered inappropriate, such as in change rooms or toilets. You should ask for permission before you take someone's picture. Also bear in mind that some venues do not allow the use of cameras and may refuse entry to anyone with one.

10. Ban the ring: not the phone

Wherever conversations are normally acceptable, venues can help by asking people to turn their phones to silent or vibrate mode rather than turning it off. This approach will help with compliance, especially for people who need their phone for important calls. Venues can also assist by reminding people to set their phones to silent mode, before they enter..

Abraham Lincoln was very concerned with character, but he was also aware of the importance of having a good reputation. He explained the difference this way: "Character is like a tree and reputation like its shadow. The shadow is what we think of it; the tree is the real thing."

Put another way, your reputation is what people think of you. Your character is what you actually are.

In a world preoccupied with image, it's easy to worry too much about our reputation and too little about our character.

Building a reputation is largely a public-relations project; building character requires us to focus on our values and actions. Noble rhetoric and good intentions aren't enough.

What we're looking for is moral strength based on ethical principles. Character is revealed by actions, not words, especially when there's a gap between what we want to do and what we should do and when doing the right thing costs more than we want to pay.

Our character is revealed by how we deal with pressures and temptations. But it's also disclosed by everyday actions, including what we say and do when we think no one is looking and we won't get caught.

The way we treat people we think can't help or hurt us (like housekeepers, waiters, and secretaries), tells more about our character than how we treat people we think are important.

People who are honest, kind, and fair only when there's something to gain shouldn't be confused with people of real character who demonstrate these qualities habitually, under all circumstances.

Character is not a fancy coat we put on for show.

It's who we really are.

1. He bought his first share at age 11 and he now regrets that he started too late! 
2. He bought a small farm at age 14 with savings from delivering newspapers.
3. He still lives in the same small 3-bedroom house in mid-town Omaha, which he bought after he got married 50 years ago. He says that he has everything he needs in that house. His house does not have a wall or a fence.
4. He drives his own car everywhere and does not have a driver or security people around him.
5. He never travels by private jet, although he owns the world's largest private jet company.
6. His company, Berkshire Hathaway, owns 63 companies. He writes only one letter each year to the CEOs of these companies, giving them goals for the year. He never holds meetings or calls them on a regular basis. He has given his CEO's only two rules.

• Rule number 1: do not lose any of your share holder's money.

• Rule number 2: Do not forget rule number 1.

•  Money doesn't create man but it is the man who created money.
•  Live your life as simple as you are.
•  Don't do what others say, just listen to them, but do what makes you feel good.
•  Don't go on brand name; just wear those things in which you feel comfortable.
•  Don't waste your money on unnecessary things; just spend on things that you really need.
•  After all it's your life, then why give others the chance to rule your life."